Refinance Analysis
Property information
1.
Where is your property located?
Please Select
California
2.
What type of property is this?
Single-Family Residence
Condominium
2 Units
3 Units
4 Units
Other
3.
How will you use the property?
Primary Residence
Second Home
Rental or Investment
4.
What is the approximate value of the property?
$
Information about the requested loan
1.
What is your requested loan amount?
$
2.
Approximately when do you plan to sell or refinance?
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
years
3.
What is your financial goal?
Lowest Initial Monthly Payment
Lowest Overall Cost
4.
Will you document your income?
Yes
No
5.
Please select the type of loan you want:
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed/ARM
7 Year Fixed/ARM
5 Year Fixed/ARM
3 Year Fixed/ARM
1 Year Fixed/ARM
6 Month ARM
6.
Search for
Interest Only
Payments:
Yes
No
Information about your current loan
1.
What is your current monthly payment?
$
2.
When did you get this loan?
January
February
March
April
May
June
July
August
September
October
November
December
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
3.
What is the approximate outstanding balance?
$
4.
What is the interest rate on your loan?
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25+
.000
.125
.250
.375
.500
.625
.750
.875
%
5.
How long was the interest rate fixed on your current loan?
1 month
3 months
6 months
1 year
3 year
5 years
7 years
10 years
15 years
20 years
30 years
6.
Over what period is your loan amortized?
10 years
15 years
20 years
30 years
7.
Does your loan have a pre-payment penalty?
Yes
No
If your loan is adjustable
1.
Which index does your loan use?
T-bill
COFI
6 mo. LIBOR
6 mo. CD
MTA Index
2.
What is the margin on your loan?
1
2
3
4
5
6
7
8
9
10
.000
.125
.250
.375
.500
.625
.750
.875
%
3.
What is the lifetime interest rate cap on your loan?
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25+
.000
.125
.250
.375
.500
.625
.750
.875
%
4.
Additional loan details:
4a. When was the first interest rate adjustment?
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
months after the start date
4b. What is the max. interest rate adjustment per period?
1
2
3
4
5
6
7
8
9
10
11
12
%
4c. How often does your loan adjust?
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
5.
Does your loan have negative amortization?
Yes
No
Note: Questions in red text are required.
